New Car Finance in Kent
At Joseph Sutton Motor Company Limited, we make financing your next car in Kent simple and stress-free. Whether you're eyeing a family car, crossover, or van, our flexible finance options are designed to fit your budget. Visit us in Tunbridge Wells to find the perfect vehicle and finance plan for you.
Typical Representative Finance Example
| Product Hire Purchase | Cash Price £3,975.00 |
| Total Deposit £397.50 | Total Amount of Credit £3,577.50 |
| First Payment £80.90 | 57 Monthly Payments £80.90 |
| Final Payment £80.90 | Agreement Duration 59 months |
| Admin Fee £0.00 | Option to Purchase Fee £0.00 |
| Interest Charges £1,196.60 | Total Amount Payable £5,171.60 |
| Annual Fixed Interest Rate 12.90% | Representative APR 12.90% |
| Product Hire Purchase | Cash Price £3,975.00 | Total Deposit £397.50 | Total Amount of Credit £3,577.50 | First Payment £80.90 |
| 57 Monthly Payments £80.90 | Final Payment £80.90 | Agreement Duration 59 months | Admin Fee £0.00 | Option to Purchase Fee £0.00 |
| Interest Charges £1,196.60 | Total Amount Payable £5,171.60 | Annual Fixed Interest Rate 12.90% | Representative APR 12.90% |
| Product Hire Purchase | Cash Price £3,975.00 | Total Deposit £397.50 | Total Amount of Credit £3,577.50 | First Payment £80.90 | 57 Monthly Payments £80.90 | Final Payment £80.90 |
| Agreement Duration 59 months | Admin Fee £0.00 | Option to Purchase Fee £0.00 | Interest Charges £1,196.60 | Total Amount Payable £5,171.60 | Annual Fixed Interest Rate 12.90% | Representative APR 12.90% |
We offer a variety of finance options including Hire Purchase (HP) and Personal Contract Purchase (PCP) to help you spread the cost of buying a used car, crossover, or van.
Yes, we work with several lenders who specialise in providing finance options for individuals with a range of credit histories. We encourage you to apply as we consider all circumstances.
Typically, you will need to provide proof of identity (such as a passport or driving licence), proof of address, and recent payslips or bank statements to verify your income.
We aim to provide a decision as quickly as possible. In most cases, you can expect to hear from us within 24 to 48 hours after submitting your application.
Absolutely! We gladly accept part exchanges as a deposit towards your next car, crossover, or van. We will assess the value of your current vehicle and apply this as a deposit for your finance agreement.
No, all of our used cars, crossovers, and vans available in Tunbridge Wells and Kent are eligible for finance, subject to approval. You can choose from a wide range of models to suit your needs and budget.
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