Drive Away Happy – Quality Cars, Unmatched Service, and Unbeatable Value Await You at JSMC.

Used Car Finance in Ashford

At Joseph Sutton Motor Company Limited, we make buying used cars, crossovers, and vans in Ashford more affordable with flexible finance options. Tailor your payment plan to suit your budget and drive away with your ideal vehicle without any hassle. Visit us in Tunbridge Wells and Kent for more details!

Skoda Yeti 1.2 TSI SE L SUV 5dr Petrol DSG Euro 6 (s/s) (110 ps)

£9,302

From £185.16/month
£9,302
(From £185.16/month)
201684,378 milesPetrolAutomatic51.4 mpgULEZ Compliant
Volkswagen Golf 1.4 TSI GT (Leather) Hatchback 5dr Petrol DSG Euro 5 (160 ps)

£8,750

£8,750
201270,195 milesPetrolAutomatic47.1 mpgULEZ Compliant
MINI Clubman 1.5 Cooper Estate 6dr Petrol Manual Euro 6 (s/s) (136 ps)

£8,125

From £161.73/month
£8,125
(From £161.73/month)
201775,821 milesPetrolManual55.4 mpgULEZ Compliant
Honda CR-V 2.0 i-VTEC EX SUV 5dr Petrol Auto 4WD Euro 4 (150 ps)

£7,992

£7,992
200951,981 milesPetrolAutomatic34.4 mpgULEZ Compliant
Honda CR-V 2.0 i-VTEC EX SUV 5dr Petrol Auto 4WD Euro 5 (150 ps)

£7,902

£7,902
201279,251 milesPetrolAutomatic33.6 mpgULEZ Compliant
MINI Clubman 1.5 Cooper Estate 6dr Petrol Manual Euro 6 (s/s) (136 ps)

£7,850

£7,850
201886,249 milesPetrolManual55.39 mpgULEZ Compliant
Skoda Yeti 1.4 TSI SE Plus SUV 5dr Petrol Manual Euro 5 (122 ps)

£7,760

£7,760
201149,485 milesPetrolManual41.5 mpgULEZ Compliant
Skoda Yeti 2.0 TDI Elegance SUV 5dr Diesel DSG 4WD Euro 5 (140 ps)

£7,682

£7,682
201377,219 milesDieselAutomatic43.5 mpgULEZ Not Compliant
Honda CR-V 2.0 i-VTEC ES SUV 5dr Petrol Auto 4WD Euro 4 (150 ps)

£7,495

£7,495
200952,529 milesPetrolAutomatic34.4 mpgULEZ Compliant
Peugeot 108 1.0 Active Hatchback 5dr Petrol 2 Tronic Euro 6 (68 ps)

£7,472

From £148.73/month
£7,472
(From £148.73/month)
201746,722 milesPetrolAutomatic67.3 mpgULEZ Compliant
SEAT Leon 1.2 TSI SE Hatchback 5dr Petrol Manual Euro 6 (s/s) (110 ps)

£7,472

From £148.73/month
£7,472
(From £148.73/month)
201562,441 milesPetrolManual57.6 mpgULEZ Compliant
Skoda Fabia 1.2 TSI SE Hatchback 5dr Petrol DSG Euro 6 (s/s) (110 ps)

£7,250

From £144.31/month
£7,250
(From £144.31/month)
201571,497 milesPetrolAutomatic60.1 mpgULEZ Compliant
Nissan Qashqai 2.0 Acenta SUV 5dr Petrol CVT 2WD Euro 5 (140 ps)

£6,995

£6,995
201246,585 milesPetrolAutomatic37.2 mpgULEZ Compliant
Suzuki Swift 1.6 Sport Hatchback 3dr Petrol Manual Euro 5 (136 ps)

£6,995

From £139.24/month
£6,995
(From £139.24/month)
201341,514 milesPetrolManual44.1 mpgULEZ Compliant
BMW 2 Series 2.0 220d Luxury Coupe 2dr Diesel Manual Euro 6 (s/s) (190 ps)

£6,990

From £139.14/month
£6,990
(From £139.14/month)
2015104,494 milesDieselManual64.2 mpgULEZ Compliant
BMW 1 Series 1.6 116i M Sport Hatchback 5dr Petrol Manual Euro 5 (s/s) (136 ps)

£6,750

£6,750
201266,540 milesPetrolManual49.6 mpgULEZ Compliant
Fiat 500 1.2 Lounge Hatchback 3dr Petrol Manual Euro 6 (s/s) (69 bhp)

£6,172

From £122.85/month
£6,172
(From £122.85/month)
201748,019 milesPetrolManual60.1 mpgULEZ Compliant
BMW 3 Series 3.0 330d SE Saloon 4dr Diesel Steptronic Euro 5 (245 ps)

£5,995

£5,995
200971,834 milesDieselAutomatic45.6 mpgULEZ Not Compliant
Skoda Octavia 1.4 TSI SE L Hatchback 5dr Petrol Manual Euro 6 (s/s) (150 ps)

£5,995

From £119.33/month
£5,995
(From £119.33/month)
201599,992 milesPetrolManual55.4 mpgULEZ Compliant
Fiat 500 1.2 S Hatchback 3dr Petrol Manual Euro 6 (s/s) (69 bhp)

£5,992

From £119.27/month
£5,992
(From £119.27/month)
201530,755 milesPetrolManual60.1 mpgULEZ Compliant
Suzuki Swift 1.6 Sport Hatchback 3dr Petrol Manual Euro 5 (136 ps)

£5,770

From £114.85/month
£5,770
(From £114.85/month)
201370,511 milesPetrolManual44.1 mpgULEZ Compliant
Fiat 500C 1.2 Lounge Convertible 2dr Petrol Manual Euro 6 (s/s) (69 bhp)

£5,760

From £114.65/month
£5,760
(From £114.65/month)
201431,011 milesPetrolManual58.9 mpgULEZ Compliant
Ford EcoSport 1.0T EcoBoost Titanium SUV 5dr Petrol Manual 2WD Euro 5 (s/s) (125 ps)

£5,492

From £109.32/month
£5,492
(From £109.32/month)
201666,341 milesPetrolManual53.3 mpgULEZ Compliant
Fiat 500 1.2 Lounge Hatchback 3dr Petrol Manual Euro 6 (s/s) (69 bhp)

£5,472

From £108.92/month
£5,472
(From £108.92/month)
201541,657 milesPetrolManual60.1 mpgULEZ Compliant
Ford Ka 1.2 Titanium Hatchback 3dr Petrol Manual Euro 6 (s/s) (69 ps)

£5,458

From £108.64/month
£5,458
(From £108.64/month)
201432,961 milesPetrolManual57.7 mpgULEZ Compliant
Toyota Yaris 1.33 Dual VVT-i Trend Hatchback 5dr Petrol Manual Euro 5 (99 ps)

£5,250

From £104.50/month
£5,250
(From £104.50/month)
201484,542 milesPetrolManual51.4 mpgULEZ Compliant
BMW 1 Series 2.0 116d Sport Hatchback 5dr Diesel Manual Euro 5 (s/s) (116 ps)

£5,250

From £104.50/month
£5,250
(From £104.50/month)
201496,871 milesDieselManual65.7 mpgULEZ Not Compliant
Kia Picanto 1.0 SR7 Hatchback 3dr Petrol Manual Euro 6 (65 bhp)

£5,250

From £104.50/month
£5,250
(From £104.50/month)
201644,269 milesPetrolManual62.8 mpgULEZ Compliant
Volvo C30 2.0 R-Design Coupe 2dr Petrol Manual (177 g/km, 143 bhp)

£5,250

£5,250
200978,200 milesPetrolManual38.2 mpgULEZ Compliant
Mercedes-Benz C Class 2.1 C200 CDI BlueEfficiency Sport Saloon 4dr Diesel Auto Euro 5 (136 ps)

£4,995

£4,995
201167,909 milesDieselAutomatic51.4 mpgULEZ Not Compliant
Fiat 500 1.2 S Hatchback 3dr Petrol Manual Euro 6 (s/s) (69 bhp)

£4,898

From £97.49/month
£4,898
(From £97.49/month)
201446,844 milesPetrolManual58.9 mpgULEZ Compliant
Toyota Yaris 1.33 Dual VVT-i Icon Plus Hatchback 5dr Petrol Manual Euro 5 (99 ps)

£4,885

From £97.24/month
£4,885
(From £97.24/month)
201481,323 milesPetrolManual52.3 mpgULEZ Compliant
Fiat 500 1.2 Lounge Hatchback 3dr Petrol Manual Euro 6 (s/s) (69 bhp)

£4,665

From £92.86/month
£4,665
(From £92.86/month)
201451,413 milesPetrolManual58.9 mpgULEZ Compliant
Alfa Romeo Giulietta 2.0 JTDM-2 Exclusive Hatchback 5dr Diesel Manual Euro 5 (s/s) (150 bhp)

£4,280

From £85.19/month
£4,280
(From £85.19/month)
201496,765 milesDieselManual67.3 mpgULEZ Not Compliant
Skoda Citigo 1.0 MPI Sport Hatchback 5dr Petrol Manual Euro 5 (60 ps)

£4,120

From £82.01/month
£4,120
(From £82.01/month)
201488,278 milesPetrolManual62.8 mpgULEZ Compliant
Ford EcoSport 1.0T EcoBoost Titanium SUV 5dr Petrol Manual 2WD Euro 5 (s/s) (125 ps)

£3,995

From £79.52/month
£3,995
(From £79.52/month)
2015101,588 milesPetrolManual53.3 mpgULEZ Compliant
Ford Ka 1.2 Zetec Hatchback 3dr Petrol Manual Euro 5 (s/s) (69 ps)

£3,995

From £79.52/month
£3,995
(From £79.52/month)
201451,040 milesPetrolManual57.7 mpgULEZ Compliant
Volkswagen Polo 1.2 TSI SEL Hatchback 3dr Petrol Manual Euro 5 (105 ps)

£3,902

£3,902
2011103,477 milesPetrolManual53.3 mpgULEZ Compliant
Fiat 500 1.2 Lounge Hatchback 3dr Petrol Manual Euro 4 (69 bhp)

£3,865

From £76.93/month
£3,865
(From £76.93/month)
201366,728 milesPetrolManual55.4 mpgULEZ Compliant
Fiat 500 1.2 Pop Hatchback 3dr Petrol Manual Euro 4 (69 bhp)

£3,702

£3,702
201250,242 milesPetrolManual55.4 mpgULEZ Compliant
Ford Fiesta 1.6 Zetec S Hatchback 3dr Petrol Manual (139 g/km, 118 bhp)

£3,492

£3,492
200974,846 milesPetrolManualULEZ Compliant
Volkswagen Polo 1.2 TDI BlueMotion Hatchback 5dr Diesel Manual Euro 5 (s/s) (75 ps)

£3,475

£3,475
2011114,389 milesDieselManual80.7 mpgULEZ Not Compliant
Smart forfour 0.9T Passion Hatchback 5dr Petrol Manual Euro 6 (s/s) (90 ps)

£3,270

From £66.33/month
£3,270
(From £66.33/month)
2018125,086 milesPetrolManual52.3 mpgULEZ Compliant
Fiat 500 1.2 Lounge Hatchback 3dr Petrol Manual Euro 5 (s/s) (69 bhp)

£3,250

£3,250
201281,130 milesPetrolManual58.9 mpgULEZ Compliant
Ford Ka 1.2 Zetec Hatchback 3dr Petrol Manual Euro 4 (69 ps)

£3,250

£3,250
201070,024 milesPetrolManual55.4 mpgULEZ Compliant
Nissan Qashqai 2.0 Visia Hatchback 5dr Petrol Manual 2WD (199 g/km, 139 bhp)

£3,250

£3,250
200873,740 milesPetrolManual33.6 mpgULEZ Compliant
Honda Accord 1.8 i-VTEC Sport Hatchback 5dr Petrol Manual (203 g/km, 135 bhp)

£2,750

£2,750
200251,785 milesPetrolManual32.8 mpgULEZ Compliant
Mitsubishi Colt 1.1 CZ1 Hatchback 5dr Petrol Manual Euro 4 (74 ps)

£2,608

£2,608
201158,473 milesPetrolManual51.4 mpgULEZ Compliant
Typical Representative Finance Example
Product
Hire Purchase
Cash Price
£3,975.00
Total Deposit
£397.50
Total Amount of Credit
£3,577.50
First Payment
£80.90
57 Monthly Payments
£80.90
Final Payment
£80.90
Agreement Duration
59 months
Admin Fee
£0.00
Option to Purchase Fee
£0.00
Interest Charges
£1,196.60
Total Amount Payable
£5,171.60
Annual Fixed Interest Rate
12.90%
Representative APR
12.90%
Product
Hire Purchase
Cash Price
£3,975.00
Total Deposit
£397.50
Total Amount of Credit
£3,577.50
First Payment
£80.90
57 Monthly Payments
£80.90
Final Payment
£80.90
Agreement Duration
59 months
Admin Fee
£0.00
Option to Purchase Fee
£0.00
Interest Charges
£1,196.60
Total Amount Payable
£5,171.60
Annual Fixed Interest Rate
12.90%
Representative APR
12.90%
Product
Hire Purchase
Cash Price
£3,975.00
Total Deposit
£397.50
Total Amount of Credit
£3,577.50
First Payment
£80.90
57 Monthly Payments
£80.90
Final Payment
£80.90
Agreement Duration
59 months
Admin Fee
£0.00
Option to Purchase Fee
£0.00
Interest Charges
£1,196.60
Total Amount Payable
£5,171.60
Annual Fixed Interest Rate
12.90%
Representative APR
12.90%

We offer a variety of finance options including hire purchase, personal contract purchase, and lease agreements to suit your budget and needs.

Yes, you can easily apply for finance through our website. Just fill out the application form with your details, and we will get back to you with the available options.

Typically, you will need to provide proof of identity, proof of income, proof of address, and your driving licence.

Yes, you must be at least 18 years old to enter into a finance agreement.

Absolutely, we welcome part exchanges. Bringing in your current vehicle can help reduce the overall cost of your next purchase.

Approval times can vary, but we aim to get back to you as quickly as possible, often within a few business days.