Used Car Finance in Kent
Looking for a way to finance your next car in Kent? At Joseph Sutton Motor Company Limited, we offer flexible finance options to make buying your used car, crossover, or van easier. Whether you're in Tunbridge Wells, Tonbridge, or beyond, we're here to help you find the perfect finance plan to suit your budget.
Typical Representative Finance Example
| Product Hire Purchase | Cash Price £3,975.00 |
| Total Deposit £397.50 | Total Amount of Credit £3,577.50 |
| First Payment £80.90 | 57 Monthly Payments £80.90 |
| Final Payment £80.90 | Agreement Duration 59 months |
| Admin Fee £0.00 | Option to Purchase Fee £0.00 |
| Interest Charges £1,196.60 | Total Amount Payable £5,171.60 |
| Annual Fixed Interest Rate 12.90% | Representative APR 12.90% |
| Product Hire Purchase | Cash Price £3,975.00 | Total Deposit £397.50 | Total Amount of Credit £3,577.50 | First Payment £80.90 |
| 57 Monthly Payments £80.90 | Final Payment £80.90 | Agreement Duration 59 months | Admin Fee £0.00 | Option to Purchase Fee £0.00 |
| Interest Charges £1,196.60 | Total Amount Payable £5,171.60 | Annual Fixed Interest Rate 12.90% | Representative APR 12.90% |
| Product Hire Purchase | Cash Price £3,975.00 | Total Deposit £397.50 | Total Amount of Credit £3,577.50 | First Payment £80.90 | 57 Monthly Payments £80.90 | Final Payment £80.90 |
| Agreement Duration 59 months | Admin Fee £0.00 | Option to Purchase Fee £0.00 | Interest Charges £1,196.60 | Total Amount Payable £5,171.60 | Annual Fixed Interest Rate 12.90% | Representative APR 12.90% |
We offer a variety of finance options including Hire Purchase (HP) and Personal Contract Purchase (PCP) to help you spread the cost of your purchase over time.
Yes, we work with several lenders who specialise in providing finance to individuals with a range of credit histories. We encourage you to apply as we assess each application individually.
Typically, you will need to provide proof of identity (such as a passport or driving licence), proof of address, and recent payslips or bank statements to verify your income.
We aim to provide a decision as quickly as possible, usually within a few hours. However, it can sometimes take up to 24 hours depending on the complexity of your application.
Yes, you can use your current vehicle as a part exchange and the value can be put towards the deposit for your finance agreement, potentially lowering your monthly payments.
We offer finance options for a wide range of used cars, crossovers, and vans. However, some finance providers may have restrictions regarding the age or mileage of the vehicle. We can provide specific details based on your choice of vehicle.
Used Cars in Tunbridge Wells
- Used Abarth in Tunbridge Wells
- Used Alfa Romeo in Tunbridge Wells
- Used Audi in Tunbridge Wells
- Used BMW in Tunbridge Wells
- Used Citroen in Tunbridge Wells
- Used Dacia in Tunbridge Wells
- Used DS AUTOMOBILES in Tunbridge Wells
- Used Fiat in Tunbridge Wells
- Used Ford in Tunbridge Wells
- Used Honda in Tunbridge Wells
- Used Hyundai in Tunbridge Wells
- Used Jeep in Tunbridge Wells
- Used Kia in Tunbridge Wells
- Used Lexus in Tunbridge Wells
- Used Mazda in Tunbridge Wells
- Used Mercedes-Benz in Tunbridge Wells
- Used MG in Tunbridge Wells
- Used MINI in Tunbridge Wells
- Used Mitsubishi in Tunbridge Wells
- Used Nissan in Tunbridge Wells
- Used Perodua in Tunbridge Wells
- Used Peugeot in Tunbridge Wells
- Used Renault in Tunbridge Wells
- Used SEAT in Tunbridge Wells
- Used Skoda in Tunbridge Wells
- Used Smart in Tunbridge Wells
- Used Suzuki in Tunbridge Wells
- Used Toyota in Tunbridge Wells
- Used Vauxhall in Tunbridge Wells
- Used Volkswagen in Tunbridge Wells
- Used Volvo in Tunbridge Wells